Payment Terms:
If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information You represent and warrant that:
- you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that
- the information you supply to us is true, correct and complete.
You also understand that any financial information submitted by you is directly received by our acquiring bank and not stored by OTBT. OTBT will not be liable for any credit / debit card fraud. The liability for use of a card fraudulently will be on you and the onus to ‘prove otherwise’ shall be exclusively on you. All information collected by us shall be governed as per our Privacy Policy.
We reserve the right to refuse or cancel your order if fraud or an unauthorised or illegal transaction is suspected. We strongly advise you to exercise caution and do your own due diligence in conducting any transactions.
OTBT accepts orders through the following modes of payment:
- NetBanking
- UPI
- Payment Wallet – Paytm
- Domestic credit or debit cards, issued by banks and institutions that are part of the Visa , Rupay, Amex & MasterCard Network.
- International credit or debit cards, issued by banks and institutions that are part of the Visa , Rupay, Amex & MasterCard Network.
From selected banks in India. A full list is available at the time of Check Out and prior to making payments for purchases.
Please note that for Visa and MasterCard you will require to submit your 16-digit credit card number, card expiry date and a 3-digit CVV number (on the back of the card), when you make an online transaction using your Credit Card.
The Credit Card transaction will appear on your bank statement as a payment to Pactex Life Private Limited.
OTBT’s Remedies in case of Fraudulent /Declined Transactions by you:
Right to recover the costs:
OTBT and its associated acquiring bank or financial institutions reserve the right to recover the cost of goods, collection charges and lawyers fees from persons using the Website fraudulently.
Payment Security
Any information you enter when transacting with OTBT is sent in a Secure Socket Layer (SSL) session and is encrypted to protect you against unintentional disclosure to third parties. All transactions at OTBT are protected by SSL (Secure Sockets Layer) and Secure Data Encryption using a 1024-bit process.
For any queries contact us at customercare@otbt.co.in